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Homeowners reviewing mortgage documents in front of their house, representing the lock-in effect of low interest rates

The Lock-In Effect: Why Homeowners Won’t Give Up Their Low Mortgage Rates

Oleh sofyantoDiposting pada Februari 10, 2026Februari 10, 2026

In early 2026, a quiet but powerful shift continues shaping the U.S. housing market. Millions of homeowners aren’t moving — Baca Selengkapnya